{"id":58302,"date":"2026-09-03T21:04:11","date_gmt":"2026-09-03T19:04:11","guid":{"rendered":"https:\/\/truescreen.io\/?post_type=analises&p=58302"},"modified":"2026-09-04T00:13:06","modified_gmt":"2026-09-03T22:13:06","slug":"fraude-no-onboarding-digital","status":"publish","type":"analises","link":"https:\/\/truescreen.io\/pt\/analises\/fraude-no-onboarding-digital\/","title":{"rendered":"Fraude no onboarding digital: como provar a autenticidade da sess\u00e3o"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-bottom:0px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1236px;margin-left: calc(-3% \/ 2 );margin-right: calc(-3% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.455%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.455%;--awb-spacing-left-medium:1.455%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><style>\n.fusion-title .fusion-title-heading { font-family: 'Raleway', sans-serif !important; }\n.fusion-text p, .fusion-text li, .fusion-text a, .fusion-text span, .fusion-text strong, .fusion-text b { font-family: 'DM Sans', sans-serif; }\n.fusion-button-text { font-family: 'DM Sans', sans-serif; }\n.panel-title a, .fusion-toggle-heading { font-family: 'DM Sans', sans-serif !important; }\n.toggle-content p { font-family: 'DM Sans', sans-serif; }\n.fusion-checklist .fusion-li-item-content p { font-family: 'DM Sans', sans-serif; }\n<\/style><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:38.9913px;--awb-padding-bottom:39.9931px;--awb-padding-top-small:0px;--awb-padding-bottom-small:48px;--awb-margin-top:0px;--awb-margin-top-small:0px;--awb-margin-bottom-small:0px;--awb-background-color:var(--awb-color2);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1236px;margin-left: calc(-3% \/ 2 );margin-right: calc(-3% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.455%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.455%;--awb-spacing-left-medium:1.455%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:var(--awb-color1);\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:36;--minFontSize:36;line-height:1.3;\"><h1>Fraude no onboarding digital: como provar a autenticidade da sess\u00e3o<\/h1><\/h1><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:36px;--awb-padding-bottom:48px;--awb-padding-top-small:40px;--awb-padding-bottom-small:0px;--awb-margin-bottom:0px;--awb-background-color:#ffffff;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1236px;margin-left: calc(-3% \/ 2 );margin-right: calc(-3% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.164%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.455%;--awb-spacing-left-medium:1.455%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-margin-bottom-small:0px;--awb-spacing-left-small:1.455%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><p style=\"background-color: #f7f9fd; border-left: 4px solid #007afe; padding: 16px 24px; margin: 0 0 24px; border-radius: 4px;\">\ud83d\udcd8 <strong>Aprofundamento de refer\u00eancia<\/strong>: para um panorama completo do que s\u00e3o os deepfakes, como s\u00e3o produzidos, as fraudes que viabilizam e por que a detec\u00e7\u00e3o sozinha n\u00e3o basta, leia o nosso <a href=\"https:\/\/truescreen.io\/articles\/deepfake-complete-guide\/\">guia completo sobre deepfake<\/a>.<\/p>\n<p>Os bancos desenharam os fluxos de identifica\u00e7\u00e3o remota por v\u00eddeo para um mundo em que o rosto na webcam correspondia \u00e0 pessoa sentada diante do sensor. Esse mundo acabou. Em 2026 a troca de rosto em tempo real, a inje\u00e7\u00e3o de c\u00e2mera e a clonagem de voz s\u00e3o vendidas como servi\u00e7o de fraude por assinatura, a um custo irris\u00f3rio, e as tentativas de <a href=\"https:\/\/truescreen.io\/articles\/synthetic-identity-fraud-ai-kyc\/\" target=\"_blank\" rel=\"noopener\">fraude de identidade sint\u00e9tica contra a identifica\u00e7\u00e3o do cliente<\/a> cresceram tr\u00eas ordens de grandeza em um ano, segundo a telemetria dos fornecedores de identifica\u00e7\u00e3o por v\u00eddeo.<\/p>\n\n<p>O problema operacional de quem responde por risco em bancos, fintechs e institui\u00e7\u00f5es de pagamento tem dois lados. De um lado, a preven\u00e7\u00e3o \u00e0 lavagem de dinheiro exigida pela <a href=\"https:\/\/www.planalto.gov.br\/ccivil_03\/leis\/l9613.htm\" target=\"_blank\" rel=\"noopener\">Lei 9.613\/1998<\/a> obriga a identificar e qualificar o cliente tamb\u00e9m na entrada remota. Do outro, quando a fraude chega ao Judici\u00e1rio, a grava\u00e7\u00e3o de tela do fluxo j\u00e1 n\u00e3o basta para demonstrar que o rosto capturado \u00e9 o da pessoa real: a institui\u00e7\u00e3o precisa demonstrar que a pr\u00f3pria sess\u00e3o n\u00e3o foi manipulada e que o que o sistema viu corresponde ao que de fato aconteceu.<\/p>\n\n<p>A resposta de 2026 n\u00e3o \u00e9 um modelo biom\u00e9trico mais r\u00edgido. \u00c9 montar um pacote probat\u00f3rio da pr\u00f3pria sess\u00e3o, capaz de sustentar uma impugna\u00e7\u00e3o, selando cada trecho com carimbo do tempo qualificado e selo eletr\u00f4nico emitidos por um prestador de servi\u00e7os de confian\u00e7a qualificado, terceiro e independente, integrado ao fluxo de entrada em rela\u00e7\u00e3o.<\/p>\n\n<p><strong>Esta an\u00e1lise faz parte do nosso guia: <a href=\"https:\/\/truescreen.io\/articles\/synthetic-identity-fraud-ai-kyc\/\" target=\"_blank\" rel=\"noopener\">Fraude de identidade sint\u00e9tica: como defender o onboarding de ataques com IA<\/a><\/strong><\/p>\n\n<h2>Os vetores de ataque contra o onboarding digital em 2026<\/h2>\n\n<p>O contorno dos controles biom\u00e9tricos em 2026 deixou de ser artesanal. Tr\u00eas vetores de ataque operam em produ\u00e7\u00e3o contra institui\u00e7\u00f5es financeiras, muitas vezes combinados na mesma sess\u00e3o fraudulenta.<\/p>\n\n<h3>Troca de rosto em tempo real<\/h3>\n\n<p>Modelos generativos de consumo substituem o rosto quadro a quadro em notebooks comuns, com lat\u00eancia abaixo de 50 milissegundos. O documento de identidade capturado durante a sess\u00e3o \u00e9 aut\u00eantico (furtado ou sint\u00e9tico), mas o rosto na webcam \u00e9 uma troca conduzida pelo fraudador sentado diante da c\u00e2mera. As verifica\u00e7\u00f5es passivas de vivacidade passam porque o modelo reproduz micromovimentos, padr\u00f5es de piscada e varia\u00e7\u00e3o de ilumina\u00e7\u00e3o.<\/p>\n\n<h3>Inje\u00e7\u00e3o de c\u00e2mera<\/h3>\n\n<p>Esse ataque contorna diretamente o hardware de v\u00eddeo. Drivers virtuais injetam fluxos pr\u00e9-gravados ou renderizados em tempo de execu\u00e7\u00e3o como se viessem da webcam do sistema. O aplicativo de identifica\u00e7\u00e3o por v\u00eddeo enxerga um sinal de apar\u00eancia leg\u00edtima, com metadados EXIF e temporiza\u00e7\u00e3o realistas, mas o fluxo n\u00e3o vem de sensor f\u00edsico algum. A avalia\u00e7\u00e3o de 2025 do F\u00f3rum Econ\u00f4mico Mundial apontou que a maior parte das ferramentas de inje\u00e7\u00e3o de c\u00e2mera de uso comum derrota os controles padr\u00e3o de identifica\u00e7\u00e3o em testes de laborat\u00f3rio.<\/p>\n\n<h3>Clonagem de voz na etapa de \u00e1udio<\/h3>\n\n<p>Quando o fluxo de identifica\u00e7\u00e3o por v\u00eddeo inclui perguntas de seguran\u00e7a faladas ou a leitura de um c\u00f3digo de uso \u00fanico, a clonagem de voz treinada em poucos segundos de \u00e1udio publicado nas redes sociais reproduz a voz do titular leg\u00edtimo. Combinada com a troca de rosto, monta um ataque multimodal completo: rosto, voz, documento. O revisor humano v\u00ea uma sess\u00e3o coerente; a qualifica\u00e7\u00e3o do cliente j\u00e1 nasce inv\u00e1lida.<\/p>\n\n<h2>Da obriga\u00e7\u00e3o regulat\u00f3ria \u00e0 prova admiss\u00edvel em ju\u00edzo<\/h2>\n\n<p>A legisla\u00e7\u00e3o de preven\u00e7\u00e3o \u00e0 lavagem de dinheiro imp\u00f5e identificar e qualificar o cliente com base em documentos, dados e informa\u00e7\u00f5es de fontes confi\u00e1veis e independentes, e a identifica\u00e7\u00e3o por v\u00eddeo \u00e9 aceita como equivalente \u00e0 presencial desde que o processo seja rastre\u00e1vel, repet\u00edvel e produza registro robusto. A TrueScreen n\u00e3o executa KYC nem AML e n\u00e3o certifica a conformidade regulat\u00f3ria da institui\u00e7\u00e3o: documenta a evid\u00eancia da sess\u00e3o, que \u00e9 coisa diferente.<\/p>\n\n<div style=\"overflow-x: auto; margin: 24px 0; border-radius: 8px; border: 1px solid #e8e6f0;\">\n<table style=\"width: 100%; border-collapse: collapse; font-family: 'DM Sans', sans-serif; font-size: 14px; line-height: 1.5; min-width: 600px;\">\n<thead><tr>\n<th style=\"background-color: #1a1a2e; color: #ffffff; padding: 12px 16px; text-align: left; font-weight: 600; font-size: 13px; white-space: nowrap; border-bottom: 2px solid #7c6bc4;\">Requisito<\/th>\n<th style=\"background-color: #1a1a2e; color: #ffffff; padding: 12px 16px; text-align: left; font-weight: 600; font-size: 13px; white-space: nowrap; border-bottom: 2px solid #7c6bc4;\">Identifica\u00e7\u00e3o por v\u00eddeo padr\u00e3o (2024)<\/th>\n<th style=\"background-color: #1a1a2e; color: #ffffff; padding: 12px 16px; text-align: left; font-weight: 600; font-size: 13px; white-space: nowrap; border-bottom: 2px solid #7c6bc4;\">Sess\u00e3o certificada (2026)<\/th>\n<\/tr><\/thead>\n<tbody>\n<tr>\n<td style=\"padding: 12px 16px; border-bottom: 1px solid #e8e6f0; vertical-align: top; color: #333;\">Rastreabilidade da sess\u00e3o<\/td>\n<td style=\"padding: 12px 16px; border-bottom: 1px solid #e8e6f0; vertical-align: top; color: #333;\">Grava\u00e7\u00e3o de v\u00eddeo arquivada nos servidores do banco<\/td>\n<td style=\"padding: 12px 16px; border-bottom: 1px solid #e8e6f0; vertical-align: top; color: #333;\">Carimbo do tempo qualificado em cada trecho, hashes encadeados<\/td>\n<\/tr>\n<tr style=\"background-color: #f8f7fd;\">\n<td style=\"padding: 12px 16px; border-bottom: 1px solid #e8e6f0; vertical-align: top; color: #333;\">Evid\u00eancia de adultera\u00e7\u00e3o<\/td>\n<td style=\"padding: 12px 16px; border-bottom: 1px solid #e8e6f0; vertical-align: top; color: #333;\">Registro interno de auditoria (impugn\u00e1vel)<\/td>\n<td style=\"padding: 12px 16px; border-bottom: 1px solid #e8e6f0; vertical-align: top; color: #333;\">Selo eletr\u00f4nico emitido por prestador qualificado terceiro<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px 16px; border-bottom: 1px solid #e8e6f0; vertical-align: top; color: #333;\">Resist\u00eancia \u00e0 manipula\u00e7\u00e3o<\/td>\n<td style=\"padding: 12px 16px; border-bottom: 1px solid #e8e6f0; vertical-align: top; color: #333;\">Vivacidade biom\u00e9trica (derrotada pela troca de rosto)<\/td>\n<td style=\"padding: 12px 16px; border-bottom: 1px solid #e8e6f0; vertical-align: top; color: #333;\">Captura forense do fluxo no n\u00edvel do sensor<\/td>\n<\/tr>\n<tr style=\"background-color: #f8f7fd;\">\n<td style=\"padding: 12px 16px; border-bottom: 1px solid #e8e6f0; vertical-align: top; color: #333;\">Admissibilidade em ju\u00edzo<\/td>\n<td style=\"padding: 12px 16px; border-bottom: 1px solid #e8e6f0; vertical-align: top; color: #333;\">Demonstrada caso a caso<\/td>\n<td style=\"padding: 12px 16px; border-bottom: 1px solid #e8e6f0; vertical-align: top; color: #333;\">Cadeia de cust\u00f3dia digital documentada e carimbo qualificado<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n<p>A diferen\u00e7a pr\u00e1tica aparece no processo. Quando o cliente contesta a abertura fraudulenta de uma conta, a institui\u00e7\u00e3o responde objetivamente pelos danos causados por fraude de terceiro no \u00e2mbito de opera\u00e7\u00f5es banc\u00e1rias, como firmou a S\u00famula 479 do STJ, e precisa demonstrar como conduziu a identifica\u00e7\u00e3o. Uma grava\u00e7\u00e3o guardada internamente \u00e9 impugn\u00e1vel, porque o banco \u00e9 parte interessada; uma sess\u00e3o selada por um prestador qualificado terceiro muda a posi\u00e7\u00e3o probat\u00f3ria.<\/p>\n\n<div class=\"ts-feature-banner\" style=\"margin: 40px 0; padding: 0; background-color: #f8f7fd; border-radius: 12px; display: flex; overflow: hidden; border: 1px solid rgba(0,0,0,0.06);\">\n  <div style=\"width: 160px; min-height: 140px; flex-shrink: 0; overflow: hidden;\">\n    <img decoding=\"async\" src=\"https:\/\/truescreen.io\/wp-content\/uploads\/2025\/10\/financial-use-case-2.png\" alt=\"Prova digital das sess\u00f5es de identifica\u00e7\u00e3o do cliente\" style=\"width: 100%; height: 100%; object-fit: cover;\" \/>\n  <\/div>\n  <div style=\"padding: 20px 24px; flex: 1; display: flex; flex-direction: column; justify-content: center;\">\n    <p style=\"font-family: 'DM Sans', sans-serif; font-size: 12px; font-weight: 600; color: #7c6bc4; text-transform: uppercase; letter-spacing: 0.5px; margin: 0 0 6px 0;\">Caso de utiliza\u00e7\u00e3o<\/p>\n    <p style=\"font-family: 'Raleway', sans-serif; font-size: 17px; font-weight: 700; color: #1a1a2e; margin: 0 0 6px 0; line-height: 1.3;\">Prova digital das sess\u00f5es de identifica\u00e7\u00e3o do cliente<\/p>\n    <p style=\"font-family: 'DM Sans', sans-serif; font-size: 14px; color: #555; margin: 0 0 12px 0; line-height: 1.4;\">Como a TrueScreen documenta com valor jur\u00eddico a evid\u00eancia das sess\u00f5es de identifica\u00e7\u00e3o remota, sem substituir os controles da institui\u00e7\u00e3o.<\/p>\n    <a href=\"https:\/\/truescreen.io\/use-cases\/certified-aml-kyc-compliance\/\" style=\"font-family: &#039;DM Sans&#039;, sans-serif; font-size: 14px; font-weight: 600; color: #007afe; text-decoration: none; display: inline-block;\">Saiba mais \u2192<\/a>\n  <\/div>\n<\/div>\n\n<h2>Como a TrueScreen certifica a sess\u00e3o de identifica\u00e7\u00e3o de ponta a ponta<\/h2>\n\n<p>A <a href=\"https:\/\/truescreen.io\/pt\/\" target=\"_blank\" rel=\"noopener\">TrueScreen<\/a> integra ao fluxo de identifica\u00e7\u00e3o remota por v\u00eddeo o selo de um prestador de servi\u00e7os de confian\u00e7a qualificado terceiro, sem exigir que a institui\u00e7\u00e3o troque o fornecedor biom\u00e9trico que j\u00e1 utiliza. A sess\u00e3o \u00e9 capturada no n\u00edvel do sensor, tem o hash calculado trecho a trecho, recebe carimbo do tempo qualificado emitido pelo prestador integrado e \u00e9 arquivada com cadeia de cust\u00f3dia documentada.<\/p>\n\n<h3>Captura forense no n\u00edvel do sensor<\/h3>\n\n<p>O fluxo de v\u00eddeo \u00e9 capturado antes de atravessar qualquer driver virtual ou sobreposi\u00e7\u00e3o gr\u00e1fica. Isso neutraliza a inje\u00e7\u00e3o de c\u00e2mera: o sistema adquire do sensor f\u00edsico, e n\u00e3o do sinal entregue ao aplicativo. A sess\u00e3o registra os par\u00e2metros de hardware do aparelho, a assinatura do sensor e a temporiza\u00e7\u00e3o real, coletados de modo que qualquer manipula\u00e7\u00e3o posterior seja detect\u00e1vel.<\/p>\n\n<h3>Selo e carimbo do tempo qualificado<\/h3>\n\n<p>Cada trecho da sess\u00e3o recebe um hash que \u00e9 ent\u00e3o selado pelo prestador qualificado terceiro integrado. O selo eletr\u00f4nico \u00e9 reconhecido no quadro europeu do regulamento eIDAS: a integridade do fluxo e sua coloca\u00e7\u00e3o no tempo podem ser verificadas por qualquer pessoa, pela institui\u00e7\u00e3o, pelo supervisor ou pela parte contr\u00e1ria, sem precisar confiar em quem conduziu a entrada em rela\u00e7\u00e3o. No Brasil, a <a href=\"https:\/\/www.planalto.gov.br\/ccivil_03\/_ato2019-2022\/2020\/lei\/L14063.htm\" target=\"_blank\" rel=\"noopener\">Lei 14.063\/2020<\/a> separa as assinaturas eletr\u00f4nicas em simples, avan\u00e7ada e qualificada, e a nossa se coloca entre a simples e a avan\u00e7ada.<\/p>\n\n<h3>Cadeia de cust\u00f3dia e admissibilidade em ju\u00edzo<\/h3>\n\n<p>O pacote probat\u00f3rio final re\u00fane o fluxo de v\u00eddeo, o documento de identidade capturado, os hashes encadeados, o selo, o carimbo do tempo qualificado e a cadeia de cust\u00f3dia digital, que documenta a evid\u00eancia produzida pela plataforma e n\u00e3o se confunde com a cadeia de cust\u00f3dia pericial oficial. Em uma disputa, a institui\u00e7\u00e3o leva a ju\u00edzo prova admiss\u00edvel na forma dos <a href=\"https:\/\/www.planalto.gov.br\/ccivil_03\/_ato2015-2018\/2015\/lei\/l13105.htm\" target=\"_blank\" rel=\"noopener\">arts. 369 e 422 do CPC<\/a>, cuja aprecia\u00e7\u00e3o cabe ao juiz, reduzindo a exposi\u00e7\u00e3o \u00e0 responsabilidade pelo acesso fraudulento \u00e0 conta.<\/p><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.455%;--awb-width-medium:100%;--awb-spacing-right-medium:1.455%;--awb-spacing-left-medium:1.455%;--awb-width-small:100%;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><section class=\"faq faq-truescreen\" aria-labelledby=\"faq-title\">\n<h2 id=\"faq-title\">FAQ: fraude no onboarding digital e prova da sess\u00e3o<\/h2>\n<div class=\"faq-list\">\n<details class=\"faq-item\">\n<summary class=\"faq-question\"><span class=\"faq-question-text\">O que muda entre a identifica\u00e7\u00e3o por v\u00eddeo padr\u00e3o e uma sess\u00e3o selada por um prestador qualificado?<\/span><br \/>\n<span class=\"faq-icon\" aria-hidden=\"true\">+<\/span><\/summary>\n<div class=\"faq-answer\">A identifica\u00e7\u00e3o por v\u00eddeo padr\u00e3o guarda a sess\u00e3o nos servidores do banco, onde a institui\u00e7\u00e3o \u00e9 parte interessada. A sess\u00e3o certificada recebe carimbo do tempo qualificado e selo eletr\u00f4nico de um prestador qualificado terceiro: a integridade do fluxo passa a ser verific\u00e1vel por qualquer pessoa, sobretudo em ju\u00edzo.<\/div>\n<\/details>\n<details class=\"faq-item\">\n<summary class=\"faq-question\"><span class=\"faq-question-text\">Como uma institui\u00e7\u00e3o defende a entrada remota da inje\u00e7\u00e3o de c\u00e2mera em 2026?<\/span><br \/>\n<span class=\"faq-icon\" aria-hidden=\"true\">+<\/span><\/summary>\n<div class=\"faq-answer\">A captura forense no n\u00edvel do sensor intercepta o fluxo antes dos drivers virtuais. Somada ao selo eletr\u00f4nico do prestador qualificado, neutraliza o efeito da inje\u00e7\u00e3o de c\u00e2mera, que insere v\u00eddeo pr\u00e9-renderizado no sinal visto pelo aplicativo de identifica\u00e7\u00e3o.<\/div>\n<\/details>\n<details class=\"faq-item\">\n<summary class=\"faq-question\"><span class=\"faq-question-text\">A sess\u00e3o certificada garante a conformidade regulat\u00f3ria do processo de identifica\u00e7\u00e3o?<\/span><br \/>\n<span class=\"faq-icon\" aria-hidden=\"true\">+<\/span><\/summary>\n<div class=\"faq-answer\">N\u00e3o. A TrueScreen n\u00e3o executa KYC nem AML e n\u00e3o certifica a conformidade da institui\u00e7\u00e3o perante o regulador. O que a certifica\u00e7\u00e3o entrega \u00e9 prova: uma sess\u00e3o capturada no n\u00edvel do sensor, com hash, selo e carimbo do tempo qualificado, admiss\u00edvel em ju\u00edzo na forma dos arts. 369 e 422 do CPC.<\/div>\n<\/details>\n<\/div>\n<\/section><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:80px;--awb-padding-bottom:80px;--awb-padding-top-small:40px;--awb-padding-bottom-small:110px;--awb-margin-bottom:0px;--awb-background-color:#ffffff;--awb-background-image:linear-gradient(180deg, var(--awb-color3) 0%,var(--awb-color3) 100%);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1236px;margin-left: calc(-3% \/ 2 );margin-right: calc(-3% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top:36px;--awb-padding-right:36px;--awb-padding-bottom:36px;--awb-padding-left:36px;--awb-overflow:hidden;--awb-bg-color:var(--awb-color2);--awb-bg-color-hover:var(--awb-color2);--awb-bg-size:cover;--awb-border-radius:8px 8px 8px 8px;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.455%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.455%;--awb-spacing-left-medium:1.455%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:103% !important;max-width:103% !important;margin-left: calc(-3% \/ 2 );margin-right: calc(-3% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_2_3 2_3 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.1825%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:2.1825%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.455%;--awb-spacing-left-medium:1.455%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-top:-40px;--awb-margin-top-small:-32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;--minFontSize:32;line-height:1.3;\"><h2>Certifique o onboarding banc\u00e1rio contra deepfake e fraude no KYC<\/h2><\/h2><\/div><div class=\"fusion-text fusion-text-1 fusion-text-no-margin\" style=\"--awb-font-size:18px;--awb-text-color:var(--awb-color1);--awb-margin-bottom:32px;\"><p><span style=\"letter-spacing: 0.24px; background-color: rgba(0, 0, 0, 0);\">Integre o TrueScreen ao seu fluxo de identifica\u00e7\u00e3o por v\u00eddeo para AML e produza sess\u00f5es certificadas, seladas por um terceiro qualificado independente e admiss\u00edveis em ju\u00edzo.<\/span><\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-1 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/portal.truescreen.io\/signin\/\"><span class=\"fusion-button-text\">Comece agora<\/span><\/a><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:12px;width:100%;\"><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-2 fusion-button-default-span\" style=\"--button_accent_color:var(--awb-color1);--button_border_color:rgba(255,255,255,0.3);--button_accent_hover_color:var(--awb-color1);--button_border_hover_color:var(--awb-color1);--button_border_width-top:1px;--button_border_width-right:1px;--button_border_width-bottom:1px;--button_border_width-left:1px;--button_gradient_top_color:rgba(0,0,0,0);--button_gradient_bottom_color:rgba(0,0,0,0);--button_gradient_top_color_hover:rgba(255,255,255,0.1);--button_gradient_bottom_color_hover:rgba(255,255,255,0.1);\" target=\"_self\" href=\"https:\/\/truescreen.io\/pt\/contato\/\"><span class=\"fusion-button-text\">Solicite uma demonstra\u00e7\u00e3o<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_3 1_3 fusion-flex-column fusion-flex-align-self-center fusion-no-small-visibility fusion-no-medium-visibility\" style=\"--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:4.365%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:4.365%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.455%;--awb-spacing-left-medium:1.455%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"--awb-max-width:300px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"1204\" height=\"1208\" alt=\"mockup do app\" title=\"Mobile Header\" src=\"https:\/\/truescreen.io\/wp-content\/uploads\/2024\/09\/Mobile-Header.png\" class=\"img-responsive wp-image-45466\" srcset=\"https:\/\/truescreen.io\/wp-content\/uploads\/2024\/09\/Mobile-Header-200x201.png 200w, https:\/\/truescreen.io\/wp-content\/uploads\/2024\/09\/Mobile-Header-400x401.png 400w, https:\/\/truescreen.io\/wp-content\/uploads\/2024\/09\/Mobile-Header-600x602.png 600w, https:\/\/truescreen.io\/wp-content\/uploads\/2024\/09\/Mobile-Header-800x803.png 800w, https:\/\/truescreen.io\/wp-content\/uploads\/2024\/09\/Mobile-Header-1200x1204.png 1200w, https:\/\/truescreen.io\/wp-content\/uploads\/2024\/09\/Mobile-Header.png 1204w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>","protected":false},"featured_media":56912,"template":"","class_list":["post-58302","analises","type-analises","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/truescreen.io\/pt\/wp-json\/wp\/v2\/analises\/58302","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/truescreen.io\/pt\/wp-json\/wp\/v2\/analises"}],"about":[{"href":"https:\/\/truescreen.io\/pt\/wp-json\/wp\/v2\/types\/analises"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/truescreen.io\/pt\/wp-json\/wp\/v2\/media\/56912"}],"wp:attachment":[{"href":"https:\/\/truescreen.io\/pt\/wp-json\/wp\/v2\/media?parent=58302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}